Insurance Claims Assistance

We work with every insurance company to get you every dollar you deserve for your claim

We Work With Every Insurance Company

At Gallagher Bros Construction, we have extensive experience working with all major insurance companies. Whether your claim is with State Farm, Allstate, GEICO, Progressive, Farmers, USAA, or any other insurer, we know how to navigate their specific processes and requirements.

Insurance claims can be overwhelming, especially after storm damage to your home. Our team acts as your advocate throughout the entire process, ensuring you receive the full compensation you're entitled to under your policy.

All Major Insurers
Direct Adjuster Communication
Fair Settlements

Your Advocate

We fight for your best interests

Policy Experts

We understand your coverage

Accurate Estimates

Fair, detailed pricing

Maximum Payout

We ensure nothing is missed

Understanding Supplements

We speak the insurance company's language to get your supplements approved

What is a Supplement?

A supplement is a request for additional funds submitted to your insurance company after the initial claim estimate. When unexpected damage is discovered during repairs, or when the initial estimate didn't account for all necessary work, a supplement bridges the gap between the original settlement and the actual cost of proper repairs.

Why Supplements Are Critical

The Problem with Initial Estimates

  • Insurance adjusters may not physically inspect every detail
  • Hidden damage is often not visible in initial photos
  • Market pricing may be outdated in initial estimates
  • Code upgrades may be required but not initially listed

How We Help

  • Thorough on-site inspections with detailed documentation
  • We identify hidden damage that needs repair
  • We use the same estimating software as insurance companies
  • We prepare comprehensive supplement packages

We Use the Same System Insurance Companies Use

One of the key advantages of working with Gallagher Bros Construction is our use of industry-standard estimating software that's identical to what insurance companies use. This means when we prepare your supplement, it's formatted exactly how the adjusters expect to see it.

  • Xactimate certified - the same software used by major insurers
  • Proper line-item formatting that adjusters recognize
  • Current market pricing that matches local labor rates
  • Industry-standard waste percentages and material quantities

We Speak Their Language

Insurance companies have their own terminology, processes, and expectations. After decades of working with claims, we know exactly what adjusters look for and how to present information for maximum approval rates.

1

Proper Documentation

Photos, reports, and descriptions that meet insurance standards

2

Code Compliance

We account for required code upgrades in our supplements

3

Hidden Damage

We identify and document damage not initially assessed

4

Direct Communication

We negotiate directly with adjusters on your behalf

Our Claims Process

We guide you through every step of the insurance claim process

1. Contact Us

Call us immediately after storm damage. We'll schedule a free inspection at your convenience.

2. Documentation

We thoroughly document all damage with photos and detailed reports for your claim.

3. Insurance Meeting

We meet with the adjuster on-site to ensure all damage is properly assessed and documented.

4. Supplement Handling

We prepare and negotiate any supplements to ensure you receive full compensation.

Let Us Help With Your Insurance Claim

Don't navigate the insurance claims process alone. Let our experts handle the paperwork, negotiations, and supplements to ensure you get every dollar you deserve.